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AN EXTRAORDINARY EXPRESSION OF EUROPEAN-INSPIRED COASTAL LUXURY. Welcome to 20 St. Francis Drive S, a beautifully reimagined residence in the gated community of Emerald Waters Village in Miramar Beach. Offering 3,489 square feet across three impressive levels, this exceptional five-bedroom, five-bathroom home is a captivating blend of sophisticated Italian design, bespoke craftsmanship, extensive renovations, and the effortless elegance of the Emerald Coast lifestyle. From the moment you enter, the attention to detail is unmistakable. Custom solid white oak staircases, enhanced by integrated architectural LED lighting, create a striking visual statement, while designer chandeliers, refined finishes, and thoughtfully curated furnishings establish an atmosphere of understated sophistication. The centerpiece of the residence is a spectacular custom Italian kitchen, representing an investment of approximately $100,000. Designed with exquisite white painted-glass cabinetry, elegant gold-anodized aluminum framing, integrated backlit lighting, and premium gourmet appliances, this remarkable space brings European artistry and modern functionality together. Even the cabinetry incorporates a specialized protective finish designed for the coastal environment. Throughout the home, beautifully appointed living spaces are complemented by custom-designed wardrobes with Italian lighting systems, designer fixtures, premium finishes, and distinctive furnishings, including custom pieces selected for their craftsmanship and quality. Every element has been thoughtfully considered to create a residence that feels both luxurious and inviting. Beyond the exceptional interiors lies an equally impressive commitment to the home's overall transformation. Extensive improvements completed between 2023 and 2025 include a metal roof, updated exterior stucco and paint, replacement soffit and fascia, upgraded HVAC systems and ductwork, new water heaters, substantial plumbing improvements, and extensive interior drywall and insulation replacement. The second-floor balconies and third-floor terrace have also undergone significant restoration, incorporating updated finishes and waterproofing systems. Outdoor living is an essential part of the experience. Enjoy Gulf views and refreshing coastal breezes from the home's beautifully updated balconies and terrace, offering inviting settings for morning coffee, sunset conversations, and memorable gatherings. Situated within Emerald Waters Village, residents enjoy the privacy of a gated community, deeded beach access, and a community swimming pool. The sugar-white beaches and emerald waters of Miramar Beach are complemented by convenient access to exceptional dining, shopping, and entertainment. A two-car garage and two additional dedicated parking spaces add everyday convenience to this beautifully designed coastal retreat. More than a renovation, this residence represents a thoughtful reinvention of coastal living, where European design influences, custom architectural details, and extensive property improvements come together in one remarkable offering. Whether enjoyed as a distinguished primary residence or an exceptional second home, 20 St. Francis Drive S offers a rare opportunity to experience the beauty of the Emerald Coast surrounded by extraordinary style, comfort, and craftsmanship.

5 Beds ⋅ 5 Baths ⋅ 1014161 MLS

AN EXTRAORDINARY EXPRESSION OF EUROPEAN-INSPIRED COASTAL LUXURY. Welcome to 20 St. Francis Drive S, a beautifully reimagined residence in the gated community of Emerald Waters Village in Miramar Beach. Offering 3,489 square feet across three impressive levels, this exceptional five-bedroom, five-bathroom home is a captivating blend of sophisticated Italian design, bespoke craftsmanship, extensive renovations, and the effortless elegance of the Emerald Coast lifestyle. From the moment you enter, the attention to detail is unmistakable. Custom solid white oak staircases, enhanced by integrated architectural LED lighting, create a striking visual statement, while designer chandeliers, refined finishes, and thoughtfully curated furnishings establish an atmosphere of understated sophistication. The centerpiece of the residence is a spectacular custom Italian kitchen, representing an investment of approximately $100,000. Designed with exquisite white painted-glass cabinetry, elegant gold-anodized aluminum framing, integrated backlit lighting, and premium gourmet appliances, this remarkable space brings European artistry and modern functionality together. Even the cabinetry incorporates a specialized protective finish designed for the coastal environment. Throughout the home, beautifully appointed living spaces are complemented by custom-designed wardrobes with Italian lighting systems, designer fixtures, premium finishes, and distinctive furnishings, including custom pieces selected for their craftsmanship and quality. Every element has been thoughtfully considered to create a residence that feels both luxurious and inviting. Beyond the exceptional interiors lies an equally impressive commitment to the home's overall transformation. Extensive improvements completed between 2023 and 2025 include a metal roof, updated exterior stucco and paint, replacement soffit and fascia, upgraded HVAC systems and ductwork, new water heaters, substantial plumbing improvements, and extensive interior drywall and insulation replacement. The second-floor balconies and third-floor terrace have also undergone significant restoration, incorporating updated finishes and waterproofing systems. Outdoor living is an essential part of the experience. Enjoy Gulf views and refreshing coastal breezes from the home's beautifully updated balconies and terrace, offering inviting settings for morning coffee, sunset conversations, and memorable gatherings. Situated within Emerald Waters Village, residents enjoy the privacy of a gated community, deeded beach access, and a community swimming pool. The sugar-white beaches and emerald waters of Miramar Beach are complemented by convenient access to exceptional dining, shopping, and entertainment. A two-car garage and two additional dedicated parking spaces add everyday convenience to this beautifully designed coastal retreat. More than a renovation, this residence represents a thoughtful reinvention of coastal living, where European design influences, custom architectural details, and extensive property improvements come together in one remarkable offering. Whether enjoyed as a distinguished primary residence or an exceptional second home, 20 St. Francis Drive S offers a rare opportunity to experience the beauty of the Emerald Coast surrounded by extraordinary style, comfort, and craftsmanship.

20 S St Francis Dr, Miramar Beach

548 Sandy Cay Dr Unit UNIT 214, Miramar Beach

$500,000

Welcome to Beach Resort! This hidden gem in Miramar Beach is just steps from the sugar-white sands of the Gulf -- and it's sold FULLY FURNISHED and turnkey, ready to enjoy or rent from day one. This 2-bedroom, 2-bath condo is built for the rental market with great income potential, and it's been nicely updated throughout: new flooring, quartz countertops, kitchen cabinets stripped and repainted with new hardware, shiplap in the kitchen and living room, and new light fixtures throughout. The second bedroom is a built-in bunk room (full bed on the bottom) with its own attached full bath -- perfect for maximizing occupancy -- and the primary bedroom features a locking owner's closet. Enjoy the resort pool and easy beach access. Whether you want a personal getaway, a strong rental performer, or both, this is the one you've been waiting for.

2 Beds ⋅ 2 Baths ⋅ 1013830 MLS

Welcome to Beach Resort! This hidden gem in Miramar Beach is just steps from the sugar-white sands of the Gulf -- and it's sold FULLY FURNISHED and turnkey, ready to enjoy or rent from day one. This 2-bedroom, 2-bath condo is built for the rental market with great income potential, and it's been nicely updated throughout: new flooring, quartz countertops, kitchen cabinets stripped and repainted with new hardware, shiplap in the kitchen and living room, and new light fixtures throughout. The second bedroom is a built-in bunk room (full bed on the bottom) with its own attached full bath -- perfect for maximizing occupancy -- and the primary bedroom features a locking owner's closet. Enjoy the resort pool and easy beach access. Whether you want a personal getaway, a strong rental performer, or both, this is the one you've been waiting for.

548 Sandy Cay Dr Unit UNIT 214, Miramar Beach

2800 Scenic Gulf Dr Unit 41, Miramar Beach

$539,000

Turnkey, vacation-ready, and just steps from the sugar-white sand! This beautifully furnished townhome offers the perfect combination of coastal living and investment potential. Enjoy Gulf views from your front balcony and your own deeded beach access, complete with a Gulf-front gazebo and access to the stunning white-sand beach. The community also features a swimming pool, making it easy to enjoy the Florida lifestyle without ever leaving the neighborhood. Inside, you'll find two spacious primary suites, offering privacy and flexibility for owners and guests. A conveniently located half bath downstairs adds functionality to the main living area, along with a private in-unit washer and dryer. Best of all, the property is being sold fully furnished and vacation ready, allowing you to start enjoying itor generating rental income right away. Whether you're searching for a second home, vacation getaway, or short-term rental investment, this coastal retreat is ready for its next owner.

2 Beds ⋅ 3 Baths ⋅ 1012811 MLS

Turnkey, vacation-ready, and just steps from the sugar-white sand! This beautifully furnished townhome offers the perfect combination of coastal living and investment potential. Enjoy Gulf views from your front balcony and your own deeded beach access, complete with a Gulf-front gazebo and access to the stunning white-sand beach. The community also features a swimming pool, making it easy to enjoy the Florida lifestyle without ever leaving the neighborhood. Inside, you'll find two spacious primary suites, offering privacy and flexibility for owners and guests. A conveniently located half bath downstairs adds functionality to the main living area, along with a private in-unit washer and dryer. Best of all, the property is being sold fully furnished and vacation ready, allowing you to start enjoying itor generating rental income right away. Whether you're searching for a second home, vacation getaway, or short-term rental investment, this coastal retreat is ready for its next owner.

2800 Scenic Gulf Dr Unit 41, Miramar Beach

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