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20 S St Francis Dr, Miramar Beach
$2,299,000
5 Beds ⋅ 5 Baths ⋅ 1014161 MLS
AN EXTRAORDINARY EXPRESSION OF EUROPEAN-INSPIRED COASTAL LUXURY. Welcome to 20 St. Francis Drive S, a beautifully reimagined residence in the gated community of Emerald Waters Village in Miramar Beach. Offering 3,489 square feet across three impressive levels, this exceptional five-bedroom, five-bathroom home is a captivating blend of sophisticated Italian design, bespoke craftsmanship, extensive renovations, and the effortless elegance of the Emerald Coast lifestyle. From the moment you enter, the attention to detail is unmistakable. Custom solid white oak staircases, enhanced by integrated architectural LED lighting, create a striking visual statement, while designer chandeliers, refined finishes, and thoughtfully curated furnishings establish an atmosphere of understated sophistication. The centerpiece of the residence is a spectacular custom Italian kitchen, representing an investment of approximately $100,000. Designed with exquisite white painted-glass cabinetry, elegant gold-anodized aluminum framing, integrated backlit lighting, and premium gourmet appliances, this remarkable space brings European artistry and modern functionality together. Even the cabinetry incorporates a specialized protective finish designed for the coastal environment. Throughout the home, beautifully appointed living spaces are complemented by custom-designed wardrobes with Italian lighting systems, designer fixtures, premium finishes, and distinctive furnishings, including custom pieces selected for their craftsmanship and quality. Every element has been thoughtfully considered to create a residence that feels both luxurious and inviting. Beyond the exceptional interiors lies an equally impressive commitment to the home's overall transformation. Extensive improvements completed between 2023 and 2025 include a metal roof, updated exterior stucco and paint, replacement soffit and fascia, upgraded HVAC systems and ductwork, new water heaters, substantial plumbing improvements, and extensive interior drywall and insulation replacement. The second-floor balconies and third-floor terrace have also undergone significant restoration, incorporating updated finishes and waterproofing systems. Outdoor living is an essential part of the experience. Enjoy Gulf views and refreshing coastal breezes from the home's beautifully updated balconies and terrace, offering inviting settings for morning coffee, sunset conversations, and memorable gatherings. Situated within Emerald Waters Village, residents enjoy the privacy of a gated community, deeded beach access, and a community swimming pool. The sugar-white beaches and emerald waters of Miramar Beach are complemented by convenient access to exceptional dining, shopping, and entertainment. A two-car garage and two additional dedicated parking spaces add everyday convenience to this beautifully designed coastal retreat. More than a renovation, this residence represents a thoughtful reinvention of coastal living, where European design influences, custom architectural details, and extensive property improvements come together in one remarkable offering. Whether enjoyed as a distinguished primary residence or an exceptional second home, 20 St. Francis Drive S offers a rare opportunity to experience the beauty of the Emerald Coast surrounded by extraordinary style, comfort, and craftsmanship.

20 S St Francis Dr, Miramar Beach

47 Saint Simon Cir, Miramar Beach
$869,000
3 Beds ⋅ 3 Baths ⋅ 1011328 MLS
Welcome to 47 Saint Simon Circle, a beautifully maintained coastal home in the heart of Miramar Beach, where the best of the beach lifestyle is right outside your door. One of the home's biggest highlights is its walkability to the deeded beach access, making mornings by the Gulf, sunset walks, and spontaneous beach days incredibly easy. Inside, the home offers an open and inviting floor plan designed for comfortable everyday living and easy entertaining. The kitchen features generous cabinetry, granite countertops, stainless appliances, a spacious island, and plenty of storage. The adjoining living area is finished with crown molding and wide-plank flooring, creating a warm and relaxed coastal feel. Step outside to the private screened patio, recently enhanced with Trex composite decking and an upgraded outdoor fan, creating a comfortable and peaceful extension of the living space. The oversized two-car garage provides excellent storage and has been refreshed with an epoxy-coated floor. Recent improvements include a key-free Yale entry, updated exterior paint, newer carpet upstairs, updated blinds, a dehumidifier with ultraviolet air treatment system, newer thermostat, updated dishwasher and kitchen appliances, and a transferable termite bond. Emerald Waters Village offers two community pools, deeded beach access, and a pet-friendly setting in one of Miramar Beach's most convenient coastal locations. With beach access, coffee shops, restaurants, and local favorites nearby, the area is easy to enjoy by golf cart or on foot, with Scenic Highway 98 just moments away. Whether this coastal retreat is used as a primary residence, second home, or income-producing short-term rental, 47 Saint Simon Circle offers the flexibility buyers seek in Miramar Beach, with walkable beach access, nearby dining and coffee, and easy access to Scenic Highway 98 by golf cart or on foot.

47 Saint Simon Cir, Miramar Beach

220 N Saint Francis Dr, Miramar Beach
$1,750,000
6 Beds ⋅ 5 Baths ⋅ 1009982 MLS
A private courtyard pool anchors this fully furnished contemporary residence in gated Emerald Waters Village, bringing resort-style outdoor living to the center of the home. Built in 2019 and spanning approximately 3,155 square feet across two levels, the residence offers seven sleeping rooms and four baths, a two-car garage, and accommodations for up to 16 guests. Deeded beach access, easily reached through the footpath and gate from the community to ''Old 98''. Rather than placing the pool behind the house, the architecture wraps around it, with floor-to-ceiling black-framed glass along two sides and a covered loggia on the third. The kitchen, living and dining areas open directly to the courtyard, keeping the water in view throughout much of the main level. The result is a pool that functions as a second living room rather than a separate outdoor amenity. Under the covered loggia, a plank wood ceiling, recessed lighting and ceiling fan create a comfortable gathering space with a mounted television, built-in grill and dining area. Travertine pavers, river-rock borders, mosaic waterline tile and color-changing pool lighting complete the courtyard, extending its use from afternoons by the water to dinner and night swimming. Inside, raised ceilings, hardwood and tile flooring, designer lighting and warm wood accents give the contemporary interiors texture and depth. The kitchen centers on a waterfall-edge island and Thermador appliances, while a linear gas fireplace A private courtyard pool anchors this fully furnished contemporary residence in gated Emerald Waters Village, bringing resort-style outdoor living to the center of the home. Built in 2019 and spanning approximately 3,155 square feet across two levels, the residence offers seven sleeping rooms and four baths, a two-car garage, and accommodations for up to 16 guests. Deeded beach access, easily reached through the footpath and gate from the community to "Old 98". Under the covered loggia, a plank wood ceiling, recessed lighting and ceiling fan create a comfortable gathering space with a mounted television, built-in grill and dining area. Travertine pavers, river-rock borders, mosaic waterline tile and color-changing pool lighting complete the courtyard, extending its use from afternoons by the water to dinner and night swimming. Inside, raised ceilings, hardwood and tile flooring, designer lighting and warm wood accents give the contemporary interiors texture and depth. The kitchen centers on a waterfall-edge island and Thermador appliances, while a linear gas fireplace anchors a wood-clad feature wall. The first-floor primary suite includes a sitting area and walk-in closet. Upstairs, a wet bar and a second family room provides the perfect gathering space and creates separation among the sleeping areas, while bunk accommodations contribute to the home's guest capacity. Built-in shelving, a wet bar and an owner's closet add functionality for both personal stays and rental use. The property is offered fully furnished with a two-car garage and additional driveway parking. Emerald Waters Village is a gated, short-term-rental-friendly community with two community pools, including one just steps from the home. Positioned on a cul-de-sac and steps from the beach pedestrian gate to the deeded beach access. The golf-cart-friendly location sits between Destin and 30A, with Grand Boulevard, Baytowne Wharf, Silver Sands and the restaurants, shopping and entertainment of the Emerald Coast within easy reach. With a private pool at the heart of the architecture, accommodations for up to 16 and an established rental setup, the home combines the features of a coastal retreat with the practical advantages of a turnkey second home or investment property.

220 N Saint Francis Dr, Miramar Beach

36 S St Francis Dr, Miramar Beach
$1,300,000
4 Beds ⋅ 4 Baths ⋅ 1006064 MLS
Welcome to 36 St. Francis Drive South, a beautifully maintained one-owner home in the gated beach community of Emerald Waters. Located just 0.4 miles from both the deeded beach access and the popular Pompano Joe's public beach access, this coastal retreat offers the perfect combination of privacy, convenience, and investment potential. Thoughtfully updated and exceptionally cared for, the home features a bright, neutral interior with updated flooring, paint, kitchen, and bathrooms. The spacious floor plan includes 4 bedrooms, 3.5 bathrooms, desirable first-floor primary suite, and a one-car garage. Step outside to your private backyard oasis, complete with a gunite pool, outdoor entertaining space, and a generator for added peace of mind. Whether you're searching for a primary residence, second home, or investment opportunity, this property offers exceptional flexibility. Enjoyed by its original owner and never operated as a vacation rental, the home presents a rare opportunity to acquire a meticulously maintained beach retreat with strong vacation rental income potential. Rental projections are available upon request. Emerald Waters is a gated community known for its charming coastal architecture, deeded access, community pools, and prime Miramar Beach location close to dining, shopping, and entertainment. This is a rare opportunity to own a beautifully updated beach home that has been maintained with pride while offering the ability to maximize future rental income.

36 S St Francis Dr, Miramar Beach

137 St Francis Dr, Miramar Beach
$1,049,000
4 Beds ⋅ 3 Baths ⋅ 1000561 MLS
Emerald Waters Village is one of my favorite coastal neighborhoods in Miramar Beach! Upon entering the gated community, you immediately see the beautiful landscaped grounds and stunning coastal architectural designs of the homes . The community has a number of open landscaped common areas with benches, and it also features two refreshing swimming pools for your enjoyment. As you drive up to 137 St. Francis Drive, you see a two story home with columns, a covered porch, and an upstairs private balcony. It has four bedrooms and 3 full baths. As you enter the driveway on beautiful stone pavers, which the sidewalk also features, you see that you have a one car garage available for you. Large double doors open up the entrance way into a large open living room with tons of natural light, and a spacious dinning area. As you look around in the family room you see high ceilings, and a Shiplap feature wall, and plenty of furniture for your family and guest. You notice very quickly that this home has been well maintained. The kitchen is large with an abundance of cabinets and countertop area, which features four barstools a large kitchen table and pantry. On the first floor you also have a full bathroom and spacious bedroom with double closets. You can walk out of the kitchen into the laundry room, which has access to the back patio with stone pavers, outdoor furniture and a gas grill. Beautiful cherry wood stairways take you up to the second floor! Upstairs you have two guest bedrooms with cherry wood flooring, walk in closets and a Jack and Jill full bathroom. The Master Suite is very spacious, with a large walk in closet and opens up to a private balcony for your relaxing time. The Master Bathroom has double vanity's a separate tile shower and a whirlpool tub. All of this along with being located just across the street from your private beach access to Destin's pristine beaches, equals a true hidden jewel. If you looking for a great rental producing property or a secondary home at the beach, 137 St. Francis checks off all the right boxes! Call for your private showing!

137 St Francis Dr, Miramar Beach

103 St Simon Cir, Miramar Beach
$1,749,000
5 Beds ⋅ 5 Baths ⋅ 996919 MLS
Experience the charm of 103 St Simon, a luxurious 5 bedroom, 4.5 bath getaway in Miramar Beach, built with comfort and style in mind. Spanning three levels and over 2,900 square feet, this beautifully appointed home is just a quick walk or golf cart ride from the pristine white sands of the Emerald Coast and includes a private beach access for Emerald Waters Village. **This home is being sold fully furnished with a golf cart.. Turnkey ready for your family vacations** As you step inside, you're welcomed by an open living space designed for both comfort and entertaining. The living room features a striking shiplap accent wall with a cozy fireplace to enjoy your evenings. Just off the main living area, a stylish wet bar complete with a sink and wine cooler makes hosting effortless. In the kitchen, elegant quartz countertops provide both beauty and durability, while coffered ceilings add architectural detail and character. The quartz island serves as both a prep space and gathering spot, featuring a built-in sink, microwave built into the island, and comfortable bar seating for casual dining or morning coffee convos. The kitchen is also equipped with stainless steel appliances, a professional-grade gas range, and a vented range hood perfect for cooking in. Step outside to your own private resort-style retreat! The fenced in backyard features a heated saltwater pool paired with a waterfall spa. A fire pit lounge with comfortable seating invites late-night conversations, while the gas grill and outdoor dining area make it easy to enjoy meals in the open air. Framed by palm trees and lush landscaping, the space offers a peaceful, tropical backdrop perfect for both lively gatherings and quiet afternoons by the water. On the second floor, two queen bedrooms and a custom-designed bunk room (with pacman machine) are well-suited for families or groups. The laundry is conveniently located near all of the bedrooms. Home comes with a tankless gas Ranai for unlimited hot water for large groups. On the third floor, there are two spacious king suites which include private ensuite bathrooms and covered porches. The main master bath features a clean, modern design with high-end finishes throughout. A freestanding soaking tub is positioned beneath two windows, bringing in natural light and offering a relaxing place to unwind. Next to it, a frameless glass walk-in shower includes marble-look porcelain tile, a built-in niche for storage, and a mosaic accent wall for added detail. The bathroom also offers separate his and her sinks with quartz countertops. 103 Saint Simon is the perfect second home for families with great rental numbers and projections. Schedule your showing today! **Furnishings may have a few slight differences than the photos (I.e. bed coverings, etc) **

103 St Simon Cir, Miramar Beach

66 St Francis Dr, Miramar Beach
$1,925,000
5 Beds ⋅ 6 Baths ⋅ 947303 MLS
1/2 BLOCK TO DEEDED BEACH ACCESS, 2-CAR GARAGE W/ABILITY TO CONVERT TO MORE BR'S, QUALITY CONSTRUCTION & ARCHITECTURAL DETAILS SET THIS HOME APART. Your Dream Beach Lifestyle awaits! Forget overused designs & floor plans. Step inside to discover curved & angled walls, 10 ft+ ceilings adorned W/intricate crown & trim, & stunning gray-stained REAL Oak floors that lead you to a grand 3-story spiral staircase! Leave the hustle & bustle behind as you indulge in the ultimate beach lifestyle. Start your day w/a swim in your large, custom, heated gunite pool & raised spa w/double waterfall & tanning deck. Then it's off to the white sandy beach, just a short stroll away, for Emerald Coast sun-soaked relaxation. After a day of seaside bliss, return home to your expansive balconies to soak in breathtaking sunset views. Inside, the spacious living area, dining area w/charming shiplap wall & gourmet kitchen w/Viking refrigerator & 36" dual fuel oven provide the perfect backdrop for unforgettable gatherings. Disappearing walls of glass in the spacious living room & master suite seamlessly blend indoor & outdoor living, creating inviting spaces for relaxing & entertaining. With 5 bedrooms: 4 each boasting its own en suite renovated bathroom, plus a 5th bedroom or 2nd living area, there's room for everyone to unwind in style. Two guest half bathrooms, one conveniently located w/direct pool access, ensure comfort for all. Add'l highlights include upstairs office area, 2 laundry areas, over 1600 SF of covered outdoor space, & an oversized 2-car garage, w/large climate controlled storage room--- offering space for additional future bedrooms or living areas. Nestled in the exclusive Emerald Waters Village, w/ gated entrance, 2 community pools, deeded beach access & LOW HOA fees, this Home epitomizes luxurious beach living. With easy access to Miramar Beach's finest shopping, dining, golf & tennis, every day feels like a vacation! Don't miss your chance to experience the epitome of beachfront luxury--schedule your private tour today and make this extraordinary Home your own!

66 St Francis Dr, Miramar Beach

106 St Simon Cir, Miramar Beach
$1,599,000
6 Beds ⋅ 7 Baths ⋅ 990280 MLS
Completed in 2018, this three-story home captures the essence of coastal living with elegant design and modern comfort. Just steps from sugar-white sands and the emerald waters beyond, it offers six bedrooms, six and a half baths, and the versatility to serve as a full-time home, vacation getaway, or income-producing investment. Inside, an open-concept layout welcomes effortless flow from the bright living area through the dining space to a chef-inspired kitchen featuring granite countertops, stainless steel appliances, and a breakfast bar framed by classic white cabinetry. A second living area upstairs provides extra room for games or quiet conversation, while multiple ensuite bedrooms ensure privacy for family and guests. Beyond the glass doors, a private oasis awaits. Completed in 2018, this three-story home captures the essence of coastal living with elegant design and modern comfort. Just steps from sugar-white sands and the emerald waters beyond, it offers six bedrooms, six and a half baths, and the versatility to serve as a full-time home, vacation getaway, or income-producing investment. Inside, an open-concept layout welcomes effortless flow from the bright living area through the dining space to a chef-inspired kitchen featuring granite countertops, stainless steel appliances, and a breakfast bar framed by classic white cabinetry. A second living area upstairs provides extra room for games or quiet conversation, while multiple ensuite bedrooms ensure privacy for family and guests. Beyond the glass doors, a private oasis awaits. The fenced backyard features a sparkling pool and spa, surrounded by paver terraces, a grilling station, and a shaded patio, perfect for outdoor dining and evening gatherings. A one-car garage and ample parking for seven vehicles add convenience, while the gated community enhances peace of mind. For those who value both lifestyle and opportunity, this home captures the best of both strong rental performance, abundant amenities including a community pool and picnic area, and the unmistakable allure of the gulf just down the street.

106 St Simon Cir, Miramar Beach

10 St Francis Dr S, Miramar Beach
$1,175,000
5 Beds ⋅ 4 Baths ⋅ 986866 MLS
Located less than a quarter mile from the sugar-white sands of the Emerald Coast and just minutes from the bay, 10 St Francis Drive South captures the essence of coastal luxury living. Gated community of Emerald Waters Village with an easy and quick walk to the beach. This 5-bedroom, 3.5-bath residence offers 2,943 square feet of beautifully updated interiors designed for both relaxation and return. Exceptional Investment Opportunity. Ideal for Short-Term Rentals, Long-Term Leases, or Your Own Coastal Retreat. GRI 2023/$115,696, 2024/$91,211 and 2025 $69,112. Sunlight pours through expansive windows, illuminating an open-concept layout that connects the living, dining, and kitchen areas in effortless flow. The chef's kitchen features sleek surfaces, custom cabinetry, and a generous island that invites conversation and entertaining. The adjoining dining area comfortably seats ten, a perfect setting for gatherings after a day on the water. Step outside to your private pool, a rare luxury this close to the beach. Perfect for an afternoon dip, evening cocktails, or unwinding after a walk from the Gulf, this outdoor retreat offers the comfort of a resort setting without ever leaving home. Multiple porches and upper decks provide additional spaces to relax and enjoy glimpses of the Emerald Coast. From the upper deck, enjoy glimpses of the Gulf's emerald waters and the coastal breeze that defines life in Destin. Whether it's a morning stroll to the private deeded beach access, an afternoon of bay fishing, or sunset cocktails poolside, this address places every coastal indulgence within reach. Flexible use options make this home as smart as it is stunning, ideal for a primary residence, vacation retreat, or income-producing investment. Short-term and long-term rentals are permitted, offering excellent earning potential in one of Destin's most desirable beach communities. Experience refined coastal living, where every day feels like a getaway and every detail speaks of comfort, style, and value. Tucked along Scenic Highway 98, Emerald Waters Village is one of Destin's most sought-after private beach communities, a gated enclave where everyday life feels like a vacation. Residents enjoy private deeded beach access, just a short stroll from the shoreline where the Gulf's emerald-green waters meet sugar-white sand. Within the community, quiet streets are lined with elegant coastal homes and two sparkling neighborhood pools, creating a tranquil setting for both full-time living and luxurious retreats. What truly sets Emerald Waters Village apart is its location, perfectly positioned between the Gulf and the bay, with effortless access to the area's premier dining, shopping, and boating. Spend your mornings walking to the beach, your afternoons exploring nearby golf courses or the bay, and your evenings savoring fresh seafood at one of Destin's local favorites. Living here means embracing the very best of Florida's Emerald Coast lifestyle of sun, serenity, and sophistication every single day.

10 St Francis Dr S, Miramar Beach

95 St Simon Cir, Miramar Beach
$840,000
4 Beds ⋅ 4 Baths ⋅ 992115 MLS
Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and access to a covered balcony a perfect spot for morning coffee, sunset views, or quiet moments between beach days. Two additional bedrooms share a Jack-and-Jill bath, providing comfortable accommodations for family or guests. Outdoors, the fenced backyard and patio extend the entertaining space, offering a private setting for grilling, gathering, or simply enjoying the coastal breeze. Emerald Waters Village features gated entry, two community pools, and walkable beach access, all just minutes from Scenic Highway 98, Silver Sands Premium Outlets, dining, and entertainment. Whether envisioned as a primary residence, second home, or investment property, this home delivers location, light-filled living, and a beach lifestyle that is increasingly hard to find at this price point in Miramar Beach.

95 St Simon Cir, Miramar Beach

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